You shouldn't need to pay anything!
REALTOR fees are generally paid by sellers.
The most important step in your home search is speaking with a local lender to determine your price range and what financing options you qualify for. Speaking with a local lender will expedite this process by preventing you from looking outside of your price range.
The home search can take a couple of days up to several months. Knowing your home criteria will help us narrow your search for you to prevent you from searching through hundreds of homes. Once you have a house under contract, you can expect to move in within 30-45 days.
This depends on how you have prepared your home. For the Wichita Falls area, the average days on market for the 1st Quarter o f2019 was 124 days. Once under contract, you should expect to be closing in 30-45 days.